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Personal insurance

Accident insurance

Since You are full of energy and inspiration, you are rarely stroked by the idea that in a couple of seconds all this can be under the threat of the accident. Accident intrudes into our life at the very moment, when you don’t wait for him at all.

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Since You are full of energy and inspiration, you are rarely stroked by the idea that in a couple of seconds all this can be under the threat of the accident. Accident intrudes into our life at the very moment, when you don’t wait for him at all.

What can be opposed to it?
Only Your anticipation!
Join Stock Company «Insurance Company «Dobrobut ta Zahist» offers You the accident insurance.
Accident – is sudden and unexpected event, and is beyond the will of the Insured person, taking place as a result of the influence of different external factors influence (physical, chemical, technical, etc.) And lead to the temporary or permanent Insured person health problems and/or his death.
External factors are the following: natural calamities, fire, explosion, lightning, current electricity activity, accidents, third parties illegal acts, attacks and bites of animals, poisonous snakes, insects, accidental foreign body penetration to the airways, the Insured person or the object fall, hit by any object, etc.
Health problems mean traumatic injury (personal injury, scratch, wound, fraction, brain injury, organs, copula, chorda dilacerations, etc.), and burns, death by drowning, cold injury, frigorism (except for catarrhal diseases), heat stroke, sudden suffocation, accidental acute poisoning by poisonous plants, chemical or toxic substances (industrial or household), medicines etc.
The insurance events, according to the Insurance rules, are events, occurring after the Insurance Agreement become effective, listed in it and documented:

  • Temporary loss of labor capacity of the Insured person, as a result of an accident;
  • Traumatic injury of the Insured person, as a result of an accident;
  • Primary disablement of the Insured person (1,2,3 degree of disability);
  • The Insured person death.

The Insured rate depends on the Insured person category:

  • risky professions (E.g. officer or Life Saving service employee );
  • athletics;
  • child or adult, etc.

You can choose appropriate and acceptable insurance conditions according to Your will and financial abilities.

Foreign travel insurance

You are going to travel during the vacation. You have planned your trip in advance and want to have a good time. Unfortunately, the welcome rest can be spoiled by sudden disease or injury. In this case You will need the Join Stock Company «Insurance Company «Dobrobut ta Zahist» insurance policy, bought in advance. Having the insurance policy documents with You, You can contact the assistance company at any time (24 hours a day), and operators will do their best to help you.

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You are going to travel during the vacation. You have planned your trip in advance and want to have a good time. Unfortunately, the welcome rest can be spoiled by sudden disease or injury. In this case You will need the Join Stock Company «Insurance Company «Dobrobut ta Zahist» insurance policy, bought in advance. Having the insurance policy documents with You, You can contact the assistance company at any time (24 hours a day), and operators will do their best to help you.
Foreign travel medical expenses insurance advantages in the Join Stock Company «Insurance Company «Dobrobut ta Zahist»:

  • You can choose the insurance amount and program.
  • Insurance payments effectiveness.
  • Effective settlement – no matter where You are, in any part of the world, at any time, you can dial the number, indicated in the Agreement and the experienced specialist-coordinator will give you full and competent advice and informational backup; will organize medical care.
  • You will not sustain additional losses, because all the payments are done between the Join Stock Company «Insurance Company «Dobrobut ta Zahist» and the establishment, providing You with particular services.
  • Cooperation with international assisting company – CORIS International (www.coris.ua) – which serves our clients, who travel abroad;

Flexible discount system on family, child, team insurance, etc.




© 2009 СК «Добробут та Захист»

Personal insurance