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Property (edifices, offices, equipment, goods)

Any company in the process of operation deal with property damage or destruction risks. This, as a rule, leads to inevitable financial losses, which can negatively influence even the most stable enterprise budget, and sometimes even cause bankruptcy.

Some risks can’t be fully prevented, e.g. fires, natural calamities, third parties illegal acts.

Property insurance helps to protect Your business from financial losses taken as a result of unfavorable events. Expenses on insurance are not big, so You can plan them comparing to unpredictable losses, which resulted from catastrophes, fires and accidents.

The insurance agreement extends to the following movables and immovables:

  • Buildings (residential, non-residential) and edifices, including interior lines of communications, elements of decoration and glass.
  • Premises (residential, non-residential), buildings (edifices).
  • Machinery and equipment, transmitting equipment.
  • Industrial (household) equipment.
  • End products and merchandise inventory.
  • Assets of low unit value and depreciation and business inventories.
  • Computer equipment, including data carriers.
  • Audio-video-radio-TV- photographic equipment, musical instruments.
  • Sports facilities, equipment, outfit and other sports requisites.
  • Other property types.
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  • Buildings (residential, non-residential) and edifices, including interior lines of communications, elements of decoration and glass.
  • Premises (residential, non-residential), buildings (edifices).
  • Machinery and equipment, transmitting equipment.
  • Industrial (household) equipment.
  • End products and merchandise inventory.
  • Assets of low unit value and depreciation and business inventories.
  • Computer equipment, including data carriers.
  • Audio-video-radio-TV- photographic equipment, musical instruments.
  • Sports facilities, equipment, outfit and other sports requisites.
  • Other property types.

According to the insurance agreement the property of the enterprise can be insured against damage (destruction), loss as a result of:

  • Fire.
  • Flood.
  • Third parties illegal acts.
  • Natural calamities.
  • Sewerage system, water-supply, central heating accidents.
  • Explosion.
  • Overland transport object accident
  • Aircraft and its wrecks falling
  • Other risks.

Insurance agreement can be signed for any time period, agreed by the enterprise with the insurance company.
Insurance rates depend on the property type and vary from 0,1% to 6% of the insured property value.
Insurance rates are set independently for each client, depending on his activity and other factors, being significant for risk degree determination.




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Property (edifices, offices, equipment, goods)